Emergency Fund

You must have an emergency fund incase you lose your job. The generally accepted amount is 3 to 6 months worth of expenses. Here is a quick checklist: Rent / Mortgage Electric Bill Gas Bill Water Bill Trash & Sewage Bill Car Payments Car Insurance Gas Oil Changes Tires Other Maintenance Health Insurance Dental Insurance … Read more

Warning

This personal blog is a collection of my thoughts, opinions and general philosophies. It does not pertain to your particular financial situation. The use of the word “you” is to obtain an easy to understand, conversational tone. There is no guarantee that the information provided is accurate or complete. I am in no way compensated … Read more